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Showing posts from November, 2013

10 Shopping Tricks That Retailers Don�t Want You to Know

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Through billions of transactions and well-funded research budgets, retailers have honed the science behind shopping.  With stores designed to appeal to your every shopping whim, these tips will help you take back the edge. 1. Shop where there are multiple big box stores competing with one another Competition is good for consumers and generally means that you�ll see lower prices when it comes time to check out.  Do you remember playing Monopoly as a kid?  You end up paying a hefty price when your friend owns the block. More retailers = more competition and better prices 2. Avoid impulse purchases at the checkout counter Next time you�re waiting in the checkout line, think twice before picking up that copy of Glamour that�s screaming for your attention.  Retailers call this an add-on purchase, since you didn�t originally intend to buy it. ? Products screaming for your attention 3. Understand the reasoning behind a store�s layout You�ll generally find clearanc...

11 Ways to Know You�re a Spender

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If this list sounds like you, you�re most likely a spender and not a saver. The only solution is to spend more time at Unlimited Net Worth ! 1. You pay the minimum on your credit card because why would you want to pay more? 2. You have more than 50 pairs of designer shoes.  Each outfit needs a matching pair. 3. You�re only young once so you might as well live it up.  Yolo! 4. Last season�s clothing isn�t good enough. 5. Life is too short to eat at home or do dishes 6. Best to be on the cutting edge with technology. 7. Driving a nice car is the only way to go since it makes a statement about you. 8. People who say air travel has gotten worse travel in coach. 9.  Laundry takes far too much time.  Better to pay someone to clean the clothing.  All good clothing is dry cleaned anyway. 10. It's worth the extra money for fine wine.  As an added bonus, the hang over won't be as bad. 11. Who makes coffee at home these days?  A coffee a day from Starbucks ...

Talking to Your Significant Other About Finances

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Talking to your significant other about finances can sometimes be perilous Finance before Fianc� The most important decision you can make in your life is to whom you say "I do".  The main point of dating is to understand if your other half is the caring, funny, smart, lovable, add other adjective here, person you can spend the rest of your life with.  There is very good reason finance and fianc� are so lexically similar- the most important thing to know before you take the plunge is if your beloved is financially solvent.  Some things can change (like a bad sense of fashion or poor manners), but a credit score is forever. The problem is that just like everyone thinks they are great driver, stylish and intelligent, so does everyone seem to think they are financially savvy.  But considering that the majority of Americans are not saving up enough for retirement and spending more than they make, then there is a good chance your man hands' might not be as good with ...